They can be, but you need actual quotes for your cat to know. Insurers may consider breed alongside age, postcode, health history, cover level and other factors. Comparing only the monthly premium can be misleading if excesses, exclusions or annual limits differ. Read how the policy handles ongoing conditions and what happens at renewal. Routine care is usually separate from cover for unexpected illness or injury, so include it in your budget rather than assuming every veterinary cost is reimbursed.
If a cat has symptoms or previous treatment, disclose information accurately and ask the insurer to explain relevant exclusions in writing. Insurance is a financial product with terms specific to the provider. Use a comparison as a starting point, then check the policy documents before deciding which level of risk and cost you can manage. Keep the quote date and policy wording beside each premium so you compare the same cat, cover level and start date across providers.
For product comparisons alongside this advice, see Velvet Nest and Sterling Court litter tray. The details below explain their sizes and uses.
Further reading: cats.org.uk; cats.org.uk; gov.uk; gov.uk; gov.uk.
Velvet Nest
Sterling Court litter tray
Taj-MeowHall